Wealthfolio 3.0 is a major update that transforms the app from a pure investment tracker into a complete personal wealth manager with a built-in AI assistant.

Net Worth Tracking

Go beyond investments. Track properties, vehicles, collectibles, precious metals, cash, and liabilities to see your full financial picture. A dedicated Net Worth page shows your total wealth over time with an interactive chart, a balance sheet breakdown by category, and alerts when any asset’s valuation is getting stale.

AI Assistant

Ask questions about your portfolio in plain English. The built-in AI assistant can look up your holdings, performance, income, goals, and allocation — and answer follow-up questions in context. You can also tell it to record transactions (“Buy 20 AAPL at 240 yesterday”) or paste CSV data directly into the chat to import. Bring your own API key from OpenAI, Anthropic, Google AI, Groq, OpenRouter, or run models locally with Ollama.

You stay in control. Your data never leaves your device unless you explicitly choose a cloud-based AI provider — and even then, only the data you allow. You decide which tools the assistant can access (accounts, holdings, activities, performance, etc.), so it only sees what you want it to see. No data is stored on any external server; the AI has no memory between sessions beyond your conversation threads.

Wealthfolio Connect Integration

Wealthfolio 3.0 integrates with Wealthfolio Connect, a separate service for syncing brokerage data and keeping your devices in sync. You can connect supported brokers through Connect and sync data across your setup with less manual importing. Learn more at https://wealthfolio.app/connect/.

Smarter Portfolio Breakdowns

Portfolio allocation is now powered by a rich classification system. Assets are automatically tagged by asset class, industry sector (GICS), geographic region, instrument type, and risk category — with full drill-down support. Interactive donut charts let you click into any segment to explore what’s inside. If you had sector or country data in v2, a one-click migration brings it forward.

Redesigned CSV Import

Importing transactions is now a guided step-by-step wizard. The app auto-detects column mappings, lets you remap activity types and ticker symbols, and shows a side-by-side preview of your CSV alongside the mapping. Save your mapping profiles per account so repeat imports are instant. A separate import flow is available for holding snapshots.

New Activity Forms

Manual entry is now faster and easier with redesigned activity forms. Create buys, sells, dividends, fees, transfers, and other activity types with cleaner inputs, smarter defaults, and inline validation to catch errors before saving. The forms are optimized for quick keyboard-driven entry while still giving you full control over account, asset, price, quantity, and date details.

Spreadsheet Activity Editor

Edit your activities like a spreadsheet. Navigate with arrow keys and Tab, copy and paste cells or entire rows, search inline with Ctrl+F, and bulk-save all your changes at once. The toolbar shows a live summary of new, updated, and deleted rows before you commit.

Two Ways to Track Accounts

Not every account has a full transaction history. Wealthfolio now supports two tracking modes:

Complete Transactions — the classic approach where holdings are calculated from your buy/sell activity ledger.
Holding Snapshots — enter or import your current positions directly, ideal for accounts like employer 401(k)s, pensions, or external platforms where you only know your balances.

The entire app — charts, imports, editing — adapts to whichever mode you choose.

Health Center

A new diagnostics page that automatically checks your data for issues: stale prices, missing exchange rates, unclassified holdings, data inconsistencies, and unconfigured accounts. Each issue is ranked by severity and shows how much of your portfolio it affects. Most problems can be fixed with a single click.

More Reliable Market Data

The market data engine has been rebuilt with support for multiple providers — Yahoo Finance, Finnhub, Alpha Vantage, MarketData.app, and Metal Price API. If one provider fails or is rate-limited, Wealthfolio automatically falls back to the next. You can configure provider priority, manage API keys, enable or disable providers in settings, and set a preferred provider for individual assets when the default choice isn’t giving you the best results.

Interactive Chart Markers

Account history charts now show clickable markers on dates where you recorded transactions or snapshots. Click a marker to see exactly what happened that day in a sidebar.

Asset Page

Each asset now has a full profile page showing your holdings across all accounts, tax lots, price history, and classification tags. For alternative assets like property or vehicles, you can maintain a manual valuation history and link related liabilities (e.g., a mortgage tied to a property).

Under the Hood

Cleaner codebase architecture with a monorepo structure and modular Rust crates.
Many bug fixes, performance improvements, and stability enhancements throughout the app.