THE WEALTHFOLIO Blog

What it takes to encrypt a local SQLite database without making it harder to own your data. The keys, backups, temporary files, and recovery work behind a simple setting.

Ask questions about your portfolio, review suggested spending categories, or connect your own AI agent through MCP. How AI works in Wealthfolio, what it can change, and where your data goes.

Wealthfolio lets you point it at any URL that returns a price and describe how to read it, so the mutual funds and regional listings the big providers ignore still get tracked. No code, no waiting for an integration.

Why Wealthfolio's portfolio lives in a SQLite file on your machine instead of a cloud database, and what that decision cost us to make work.

Time-weighted and money-weighted returns answer different questions. A worked example, how Wealthfolio calculates TWR and XIRR, and what to check when the numbers disagree.

The hardest thing about building an open source app is staying connected to your own work. A reflection on how maker becomes maintainer, and why protecting the space to build from a personal place matters.

In September 2024, my side project Wealthfolio, a simple, open-source desktop investment tracker I built over the summer, unexpectedly went viral, reaching the front page of Hacker News and GitHub's trending list. Here's how this small and elegant app captured the attention of thousands.