Wealthfolio 3.5.0 — Release Notes

Wealthfolio 3.5.0 is one of our biggest updates yet. Two brand-new modules join the app — one to understand where your money goes, and one to keep your portfolio on target — along with a refreshed dashboard and a rebuilt performance engine.

Track Your Spending & Budgets

A complete new way to see your cash flow, right alongside your investments.

• Categorize automatically. Set up rules once and let Wealthfolio sort new transactions for you — or let AI suggest categories for anything left over.
• Build budgets that fit you. Organize spending into groups, set monthly targets, carry over rollovers, and copy last month’s plan in a click.
• Mark life events. Add events like a vacation or a home renovation to a timeline and see exactly what they cost.
• Get real insights. A narrative, easy-to-read insights page shows where your money went, with click-through detail and full multi-currency support.
• Credit cards included. Track credit-card spending, payments, and transfers in one place.

Learn more about Spending & Budgets →

Set Allocation Targets & Rebalance

Define your ideal portfolio and get a clear plan to reach it.

• Choose a model. Start from built-in presets (Passive, Core-Satellite, Diversified) or build your own by region, sector, or asset type.
• See your drift. Instantly view how far each holding has strayed from its target.
• Get a rebalance plan. Wealthfolio suggests exactly what to buy or sell — using new cash, selling overweight positions, or a smart mix of both. Works with whole shares or fractional, your minimum trade size, and your tolerance band.
• Export and act. Download your plan as CSV or copy it as text.

Learn more about Allocation Targets & Rebalance →

More Accurate Performance Reporting

We rebuilt how Wealthfolio measures performance, so the numbers you see are more accurate and consistent everywhere in the app.

• True time-weighted returns. We now calculate proper daily time-weighted return (TWR) instead of an approximation, so your performance reflects how your investments actually did — without being skewed by when you added or withdrew money.
• Your personal return, too. A money-weighted return (IRR) shows how you did, accounting for the timing and size of your own deposits and withdrawals.
• The right metric for every account. Accounts tracked by holdings only, mixed portfolios, and individual symbols each get a return method suited to the data available — with clear notes when a metric can’t be shown.
• See what drove the change. A full breakdown explains your period’s value change — contributions, income, realized and unrealized gains, currency effects, fees, and taxes — alongside volatility and drawdown.
• Report on any grouping. Get these metrics for a single account, a custom portfolio, or a saved group, all calculated consistently by the same engine.

Learn more about the Performance Dashboard →

A Refreshed Net Worth Dashboard

Your home screen got a thoughtful redesign — a richer net-worth breakdown, cleaner cards, tap-to-expand detail drawers, and a smoother mobile experience.

Learn more about Net Worth Tracking →

Also New

• AI asset classification (preview) — let AI help categorize what you hold. Learn more about the AI Assistant →
• Buy & sell markers now appear right on the stock history chart.
• Smarter broker sync, with Trading212 improvements.

A Fresh Look

• New JetBrains Mono typeface and refined typography throughout.
• Charts redesigned with dark-mode-safe colors.
• Broad polish across the dashboard, spending, and mobile layouts.

Fixes & Improvements

We squashed a long list of bugs and rough edges, including liability balances showing incorrectly, options activity totals, transaction imports (now handling 12-hour AM/PM dates from Questrade), sync reliability, all-time performance figures, and many mobile-layout fixes.