Planning
Retirement & FIRE Planner
Simulate your portfolio year by year, and stress-test the plan.
A first-class retirement goal that simulates your portfolio year by year through accumulation, withdrawal, taxes, and inflation. Choose Traditional or FIRE, configure expenses and income streams, and stress-test with a Monte Carlo Risk Lab.
Traditional or FIRE
Plan a retirement age or solve for the earliest age you reach FI.
Risk Lab
Monte Carlo, sensitivity heatmaps, and SORR stress tests.
Traditional or FIRE
Plan toward a target retirement age, or solve for the earliest age you reach financial independence. Configure expenses, income streams, taxes, and inflation to match your life.
FIRE mode
Solve for the earliest age you reach FI.
Year-by-year
Accumulation, withdrawal, taxes, and inflation modeled.
Risk Lab
Stress-test your plan with Monte Carlo simulation (5,000 paths by default) plus sensitivity sweeps and sequence-of-returns risk analysis, so you understand the range of outcomes, not just the average.
Monte Carlo
Thousands of paths to gauge probability of success.
Sensitivity & SORR
Heatmaps and sequence-of-returns stress tests.
Related features
Goals & Save-Up Planner
Set a target, link the accounts that fund it, and see when you’ll arrive.
Learn moreContribution Rooms & Limit Tracking
Stay inside the lines on every tax-advantaged account.
Learn morePerformance Dashboard
Accurate, scope-aware returns for accounts, portfolios, and benchmarks.
Learn moreReady to try it?
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