All Features
Everything you need to
track your wealth
Wealthfolio gives you a complete picture of your finances. Import statements, track performance, monitor income, and keep everything private — all on your device.
Investments Tracking
Gather all your investment and savings accounts in one place. See everything at a glance, from stocks to savings! Import your CSV statements from your broker or bank.
Comprehensive View
See all your accounts in one place.
CSV Import
Easily import your CSV statements.
Net Worth Tracking
Go beyond investments. Track properties, vehicles, collectibles, precious metals, cash, and liabilities to see your full financial picture, now on a redesigned dashboard with velocity and momentum cards and tap-to-expand detail drawers.
Complete Financial Picture
Track all your assets and liabilities.
Net Worth Over Time
See how your wealth is growing.
Spending & Budgets
A complete new way to see your cash flow, right alongside your investments. Categorize transactions automatically, build budgets that fit you, mark life events on a timeline, and read a narrative insights page that shows exactly where your money went, with full multi-currency support and credit cards included.
Auto-Categorization
Set rules once, or let AI suggest categories for the rest.
Budgets & Insights
Monthly targets, rollovers, and narrative spending insights.
Allocation Targets & Rebalance
Define your ideal portfolio and get a clear plan to reach it. Start from built-in presets or build your own by region, sector, or asset type, see how far each holding has drifted, and get a rebalance plan that tells you exactly what to buy or sell, then export it as CSV or copy it as text.
See Your Drift
Instantly view how far each holding strays from target.
Rebalance Plan
Buy/sell suggestions from new cash, sells, or a smart mix.
AI Assistant
Built-in AI to help you understand your portfolio, answer questions, and surface insights from your data. Import transactions through the assistant, let AI suggest asset classifications and spending categories, and bring your own API key or use local models.
Ask Questions
Chat with your portfolio in plain English.
Smart Insights
Get AI-powered analysis of your holdings.
Portfolio Insights
Get a clear picture of your portfolio composition. Understand your asset allocation, sector exposure, and geographic distribution across all your holdings.
Asset Allocation
See how your investments are distributed.
Sector & Region Analysis
Understand your exposure across sectors and regions.
Performance Dashboard
See how your investments stack up, all in one place. A rebuilt performance engine delivers more accurate, scope-aware returns. Compare accounts and custom portfolios side by side, check if you are beating the S&P 500, and track your favorite ETFs without the hassle. No fancy jargon - just clear, useful charts that help you understand how your money is really doing.
Compare Your Accounts
See which accounts are doing best.
Beat the Market?
Check how you stack up against some popular indexes and ETFs.
Income Tracking
Monitor dividends and interest income across your entire portfolio. Get a clear view of your passive income streams, helping you make informed decisions about your investments.
Dividend Monitoring
Track your dividend income.
Interest Income
Keep an eye on interest earnings.
Goals & Save-Up Planner
Set a target, link the accounts that fund it, and Wealthfolio projects when you’ll get there. A save-up engine plots a milestone-by-milestone glide path, with colour-coded on-track / at-risk / off-track status and tax-aware funding from your existing accounts.
Save-Up Projection
See your projected balance, milestones, and time to target.
On-Track Status
Green / amber / red progress bars so you know where you stand.
Retirement & FIRE Planner
A first-class retirement goal that simulates your portfolio year by year through accumulation, withdrawal, taxes, and inflation. Choose Traditional or FIRE, configure expenses and income streams, and stress-test the plan with a Monte Carlo Risk Lab: 5,000 paths by default, sensitivity sweeps, and sequence-of-returns risk.
Traditional or FIRE
Plan a retirement age or solve for the earliest age you reach FI.
Risk Lab
Monte Carlo, sensitivity heatmaps, and SORR stress tests.
Contribution Rooms and Limit Tracking
Stay on top of your contribution limits for tax-advantaged accounts like IRAs, 401(k)s, or TFSAs. Track your available contribution room and avoid over-contributing.
Limit Awareness
Know your contribution limits.
Avoid Over-Contribution
Prevent excess contributions.
